Accident and illness plan

• Deductible: $0.
• Annual coverage limit: Unlimited.
• Reimbursement percentage: Customizable up to 100%.

Optional riders

• Recovery and complementary care: Pays for additional treatments like behavioral therapy, acupuncture and hydrotherapy.
• Pet owner assistance: Reimburses you for expenses like advertisements and rewards for lost pets and burial or cremation expenses.
• Breeding: Covers the cost of treatments related to conditions that develop from whelping (for dogs) or queening (for cats) if you breed your pet.

Accident and illness plan

• Deductible: $100, $250 or $500.
• Annual coverage limit: $10,000, $20,000 or unlimited.
• Reimbursement percentage: 90%.

Wellness plan

Pumpkin has wellness plans for dogs, cats, puppies and kittens called Preventative Essentials. The plan will reimburse you for routine care like vaccinations, fecal exams and wellness visits.

Discounts

If you need pet insurance for two dogs, you can get a 10% multi-pet discount when you insure two or more pets.

Accident and illness plan

• Deductible: $50, $100, $200 or $500.
• Annual coverage limit: $2,000, $5,000 or $10,000.
• Reimbursement percentage: 70%, 80% or 90%.

Wellness plan

MetLife’s Preventative Care add-on will reimburse you for a fixed amount of wellness expenses each year.

Discounts

• Affinity group discounts.
• Animal care discount.
• Employer benefit discounts.
• Healthcare workers discount.
• Internet purchase discounts.
• Military, veteran and first responder discounts.

Accident and illness plan

• Deductible: $100, $250 or $500.
• Annual coverage limit: $5,000, $10,000, $20,000, $50,000 or $100,000.
• Reimbursement percentage: 70%, 80% or 90%.

Wellness plan

Lemonade’s preventive care plan will cover vaccines, microchipping, spay or neuter surgery, two wellness visits, plus, flea, tick and heartworm preventives.

Optional riders

There are several add-ons available through Lemonade:

• Vet visit fees.
• Dental illness.
• Physical therapy.
• Behavioral conditions.
• End-of-life and remembrance.

Discounts

• 5% discount when insuring multiple pets.
• 5% annual discount.
• 10% discount if you bundle a pet insurance plan with home or renters insurance from Lemonade.